Deutsche Bank

Annual Report 2017

Past Due Loans

Loans are considered to be past due if contractually agreed payments of principal and/or interest remain unpaid by the borrower, except if those loans are acquired through consolidation. The latter are considered to be past due if payments of principal and/or interest, which were expected at a certain payment date at the time of the initial consolidation of the loans, are unpaid by the borrower.

Non-impaired past due loans at amortized cost by past due status

in € m.

Dec 31, 2017

Dec 31, 2016

Loans less than 30 days past due

2,747

2,116

Loans 30 or more but less than 60 days past due

482

494

Loans 60 or more but less than 90 days past due

250

268

Loans 90 days or more past due

776

484

Total

4,255

3,363

Non-impaired past due loans at amortized cost by industry

in € m.

Dec 31, 2017

Dec 31, 2016

Financial intermediation

267

95

Fund management activities

40

28

Manufacturing

179

278

Wholesale and retail trade

233

172

Households

2,481

2,076

Commercial real estate activities

363

190

Public sector

10

12

Other

682

512

Total

4,255

3,363

Non-impaired past due loans at amortized cost by region

in € m.

Dec 31, 2017

Dec 31, 2016

Germany

1,810

1,299

Western Europe (excluding Germany)

1,758

1,531

Eastern Europe

158

155

North America

343

233

Central and South America

6

18

Asia/Pacific

161

113

Africa

19

14

Other

0

0

Total

4,255

3,363

Our non-impaired past due loans increased by € 892 million to € 4.3 billion as of December 31, 2017, largely caused by loans, that were overdue by a few of days. Businesswise, the main driver was PCB.

Aggregated value of collateral – with the fair values of collateral capped at loan outstanding – held against our non-impaired past due loans

in € m.

Dec 31, 2017

Dec 31, 2016

Financial and other collateral

2,364

1,775

Guarantees received

148

148

Total

2,512

1,923

Our aggregated value of collateral held against our non-impaired past due loans as of December 31, 2017 increased in line with the increase of non-impaired past due loans compared to prior year.