Welcome to the Interim Report as of September 30, 2015

Statement by John Cryan on 3Q2015 results

In the third quarter 2015 we reported a record net loss – a highly disappointing result that was largely driven by items we had already flagged earlier in October.

Our Common Equity Tier 1 ratio nonetheless rose slightly to 11.5% and our Leverage Ratio remained stable at 3.6%, partly reflecting lower risk weighted assets and leverage exposures, and our decision not to recommend a dividend for the year. Revenues in core businesses held up, despite mixed business conditions during the quarter with market volatility in August and September.



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