Notes to the Consolidated Financial Statements

Notes to the Consolidated Financial Statements

Basis of Preparation

Impact of Changes in Accounting Principles

Segment Information

Information on the Consolidated Income Statement

Net Interest Income and Net Gains (Losses) on Financial Assets/Liabilities at Fair Value through Profit or Loss

Commissions and Fee Income

Pensions and Other Post-Employment Benefits

General and Administrative Expenses

Restructuring

Effective Tax Rate

Information on the Consolidated Balance Sheet

Financial Assets/Liabilities at Fair Value through Profit or Loss

Financial Assets Available for Sale

Amendments to IAS 39 and IFRS 7, “Reclassification of Financial Assets”

Financial Instruments carried at Fair Value

Fair Value of Financial Instruments not carried at Fair Value

Offsetting Financial Assets and Financial Liabilities

Allowance for Credit Losses

Other Assets and Other Liabilities

Long-Term Debt

Shares Issued and Outstanding

Other Financial Information

Credit related Commitments and Contingent Liabilities

Other Contingencies

Related Party Transactions

Non-Current Assets and Disposal Groups Held for Sale

Events after the Reporting Date

Other Information

Non-GAAP Financial Measures