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Notes
[1] Accounting Policies

Transition to IFRS

Principles of Consolidation

Foreign Currency Translation

Interest, Fees and Commissions

Financial Assets and Liabilities

Derivatives and Hedge Accounting

Impairment of Financial Assets

Derecognitions

Reverse Repurchase

Securities Borrowed

Offsetting Financial Instruments

Premises and Equipment

Investment Property

Goodwill

Financial Guarantees

Leasing Transactions

Employee Benefits

Purchase Common Shares

Income Taxes

Provisions

Statement of Cash Flows

Insurance

Recently Adopted Accounting Pronouncements

New Accounting Pronouncements

[2] Business Segments and Related Information

Business Segments

Measurements

Segmental Results of Operations

Reconciliation

Entity-wide Disclosures

Notes to the Income Statement

[3] Net Interest Income

[4] Commission and Fee Income and Expense

[5] Net Gains (Losses) Fair Value

[6] Net Interest Income Fair Value

[7] Net Gains (Losses) AfS

[8] Other Income

[9] General and Administrative Expenses

[10] Earnings Per Common Share

Notes to the Consolidated Balance Sheet

[11] Fair Value Financial Assets

[12] Fair Value Financial Instruments

[13] Financial Assets Available for Sale

[14] Equity Method Investments

[15] Loans

[16] Allowance for Credit Losses

[17] Derecognitions

[18] Collateral Assets

[19] Premises and Equipment

[20] Leases

[21] Goodwill and Other Intangible Assets

[22] Assets Held for Sale

[23] Other Assets and Other Liabilities

[24] Deposits

[25] Provisions

[26] Other Short-Term Borrowings

[27] Long-Term Debt

Additional Notes

[28] Obligation to Purchase Common Shares

[29] Common Shares

[30] Changes in Equity

[31] Share-Based Compensation Plans

Plans Granting New Awards in 2007

Plans Granting Awards Prior to 2007

Performance Options

Compensation Expense

Award-related Activities

[32] Employee Benefits

[33] Income Taxes

[34] Acquisitions and Dispositions

[35] Derivatives

[36] Regulatory Capital

[37] Risk Disclosures

Credit Risk

Government Assistance

Market Risk

Liquidity Risk

Insurance Risk

[38] Related Party Transactions

[39] Information on Subsidiaries

[40] Insurance and Investment Contracts

[41] Current and Non-Current Assets and Liabilities

[42] § 315a HGB Compliance Disclosure

[43] Subsequent Events

[44] Reconciliation of IFRS Comparables from Previous Gaap