Principles of Consolidation

Revenue Recognition

Foreign Currency Translation

Reverse Repurchase

Securities Borrowed

Trading Assets and Liabilities

Derivatives

Other Investments

Loans

Leasing Transactions

Allowances for Credit Losses

Loans Held for Sale

Asset Securitizations

Premises and Equipment

Goodwill

Purchase Common Shares

Impairment

Expense Recognition

Income Taxes

Share-Based Compensation

Comprehensive Income

Statement of Cash Flows

SFAS 150

FIN 46

[3] Acquisitions and Dispositions

[4] Trading Assets and Trading Liabilities

[5] Securities Available for Sale

Net Gains

Losses

[6] Other Investments

[7] Loans

Impaired Loans

Loans Acquired

[8] Allowances for Credit Losses

[9] Asset Securitizations

Variable Interest Entities

[10] Collateral Assets

[11] Premises and Equipment

[12] Goodwill and Other Intangible Assets, Net

Other Intangible Assets

Goodwill

[13] Assets Held for Sale

[14] Other Assets and Other Liabilities

[15] Deposits

[16] Other Short-term Borrowings

[17] Long-term Debt

[18] Obligation to Purchase Common Shares

[19] Mandatorily Redeemable Shares

[20] Common Shares and Share-Based Compensation Plans

Authorized and Conditional Capital

Share-Based Compensation

Plans Granting New Awards

Plans Not Granting New Awards

Compensation Expense

Fair Value Assumptions

[21] Asset Restrictions and Dividends

[22] Regulatory Capital

Core Capital

[23] Interest Revenues and Interest Expense

[24] Benefit Plans

Benefit Plans Obligation

Portfolio Structure

Benefit Plans Expenses

[25] Income Taxes

[26] Earnings Per Common Share

[27] Business Segments and Related Information

Acquisitions and Divestitures

Financial Measures Used

Framework

Segmental Results of Operations

Reconciliation

Net Revenues by Geographical Location

[28] Restructuring Activities

2004/2005 Plans

2002 Plans

[29] International Operations

[30] Derivative Financial Instruments

Derivatives Held for Nontrading Purposes

Derivatives Indexed to Our Own Shares

Instruments with Off-Balance Sheet Credit Risk

[31] Concentrations of Credit Risk

[32] Fair Value

[33] Litigation

[34] Terrorist Attacks in the US

[35] § 292a HGB Compliance Disclosure

Other Investments

Assets

Liabilities

Foreign Currency

Trust Activities

Revenues and Expenses

Other Disclosure

[36] Corporate Governance

[37] Accounting Fees

[38] Management Board 2005